Dispute-an-Equifax-Credit-Report  - Dispute an Equifax Credit Report - “Oh, minor detail, we also lost 17.6 Million driver’s licenses in that data breach”…

On May 7, executives of Equifax submitted a “statement for the record” to the Securities and Exchange Commission detailing the extent of the consumer breach the company first reported on September 7, 2017. The data in the statement, which has also been shared with congressional committees investigating the breach, reveals to a fuller extent how much personal data was exposed in the breach.

Millions of driver’s license numbers, phone numbers, and email addresses were also exposed in connection with names, dates of birth, and Social numbers—offering a gold mine of data for identity thieves and fraudsters.

Equifax had already reported that the names, Social Security numbers, and dates of birth of 143 US consumers had been exposed, along with driver’s license numbers “in some instances,” in addition to the card numbers of 20,000 individuals. The company’s management had also reported “certain dispute documents” submitted by about 182,000 consumers contesting credit reports had been exposed as well, in addition to some information about British and Canadian consumers.

Equifax felt it did not have a legal obligation to disclose those details

But the exact details of the nature of these documents and information had not been revealed, in part because Equifax felt it did not have a legal obligation to disclose those details. “With respect to the data elements of gender, phone number, and email addresses, US state data breach notification laws generally do not require notification to consumers when these data elements are compromised, particularly when an email address is not stolen in combination with further credentials that would permit access,” Equifax’s management asserted in the SEC letter.

Of the 146.6 million individuals affected by the breach:

  • 145.5 million had Social Security numbers exposed.
  • 99 million had address information exposed.
  • 27.3 million had gender information exposed.
  • 20.3 million had phone numbers exposed.
  • 17.6 million had driver’s license numbers exposed.
  • 1.8 million had email addresses exposed.
  • 209,000 had credit card numbers exposed.
  • 97,500 had Tax Identification numbers exposed.
  • 27,000 had the state of their driver’s license exposed.

In addition, Equifax provided more detail about the “dispute documents” that were stolen in the breach. These were personal identity documents uploaded as images to Equifax:

  • 38,000 driver’s licenses
  • 12,000 Social Security and Taxpayer ID cards
  • 3,200 passports and passport cards
  • 3,000 other documents, including military and state IDs and resident alien cards.

The stolen data did not come from a single, centralized but from a collection of disparate databases associated with Equifax’s  applications and payment systems.

This dumpster fire (more like an underground coal fire if you ask me) is still burning. Full story with more detail at Arstechnica.

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